Shopping for vehicle financing is just as important as shopping for the vehicle itself. Before you shop for your next automobile get pre-approved for an auto loan with CJFCU and know how much you can afford to spend when you visit the dealership. CJFCU offers competitive rates and terms to meet you financing needs. Do you already have an auto loan and are thinking of refinancing? CJFCU may be able to help. Contact us today

Used Auto Loans: Maximum used car loan will be determined by Central Jersey FCU using a NADA value. Financing is available up to NADA average retail value plus tags, title, and taxes. Some restrictions apply. Financing is valid for models 5 years old and newer.

Auto Buying Services


looking for 1-3 year old vehicles? enterprise car sales. browse selectionEnterprise Car Sales

Let CJFCU help make buying your next Used car easier! CJFCU has partnered with Enterprise Car Sales. Enterprise Car Sales offers no-haggle pricing on more than 7,000 used cars which makes it easier to shop online or at one of their car lots. You will be pleased with the friendly sales approach that puts your needs first.

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GAP Advantage

Did you know if your vehicle is stolen or involved in a major accident, you could end up losing more than your vehicle? You could lose your investment. Since most insurance policies only cover the value of your vehicle, you could end up owing the difference on your auto loan to your lender. With Guaranteed Asset Protection (GAP) now you can protect your vehicle investment. GAP is designed to cover the “gap” between the depreciated actual cash value of the lost vehicle and the outstanding loan balance on the vehicle – essentially protecting you and your entire investment from substantial loss. With the GAP Advantage:

  • Finance your replacement vehicle through CJFCU and receive a $1,000 down payment toward the purchase
  • Pays your insurance deductible up to $1,000
  • You receive affordable coverage that is competitively priced.

GAP can be purchased at any time, not just when you first finance your vehicle with the credit union. If you feel you can benefit from the GAP Advantage, contact the credit union to speak with a Loan Representative.


If you are interested in GAP Advantage, or for more information, please contact the credit union.

Route 66 Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That’s why so many people depend on Route 66 warranty. No matter where you travel in the United States, you are protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor. All of the plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service:

  • Towing
  • Flat Tire Assistance
  • Battery Jump Starting
  • Lock Out Service
  • Safe and Secure Package
  • Minor Adjustments

Visit Route 66 Warranty to learn more (new window/tab)

Motor Vehicle Services

Visit any of the sources below for more information:

TruStage Insurance Agency website

Kelly Blue Book - The Trusted Resource website

NADA Guides website