Checking

CJFCU offers three checking account options to fit your banking needs. No matter which checking account you choose, you will always have convenient 24/7 access with our eServices: Online Banking with eStatements, online Bill Payment, and Telephone Teller.

1st Choice Checking

Are you between the ages of 18 and 25*** and ready to open your first checking account? If your answer is “YES”, then a CJFCU 1st Choice Checking Account is the account for you! This checking account gives you all the tools you need to manage your finances, including:

It’s the perfect account for your financial needs, and did we mention there’s No Monthly Service Fee?

* Required Services

**only 6 automatic withdrawals of any kind are permitted from a savings account per month, including transfers and debits

*** At the age of 26 the 1st Choice checking account will be converted to a Basic or Gold checking account, based on the credit union’s standard terms

Gold Share Draft Account

Take control of your finances today with an easy-to-use and conveniently accessible CJFCU Gold Share Draft Account. Our Gold Share Draft Account helps you simplify the process of making purchases, automatic deposits, paying bills, transferring funds and more. It’s perfect for your essential financial needs, and did we mention there’s No Monthly Service Fee?

Enjoy the convenience and benefits of a Gold Share Draft Account:

  • Relax knowing your money is being deposited to your checking account the safe, secure & convenient way with Direct Deposit*
  • Access your account from anywhere with your VISA Debit Card*
  • Enjoy the convenience of over 30,000 surcharge-free ATMs in the CO-OP Network
  • You have 24/7 access to your account information with Telephone Teller and Online Banking with eStatements*
  • Account and payment alerts sent right to your email or mobile device (with Online Banking)
  • Online Bill Payment
  • sign-up for Overdraft Protection** and breathe easy (link your savings account to your checking for automatic check-clearing coverage)
  • Unlimited check writing

* Required Services

**only 6 automatic withdrawals of any kind are permitted from a savings account per month, including transfers and debits

Basic Share Draft Account

If our Gold Share Draft or 1st Choice Checking Accounts do not seem like the right fit for you, then consider our Basic Share Draft Account. For a small monthly fee of only $2.95 you can still enjoy:

* Required Services

**only 6 automatic withdrawals of any kind are permitted from a savings account per month, including transfers and debits