Become a Member

Eligibility Requirements

Membership is available to all employees of our participating Select Employee Groups (SEG’s) and once you are a member, your immediate family members* can become a member as well.

membership is a family affair. Share the perks today! lower loan rates, higher savings yields, less fees

*immediate family member: The National Credit Union Administration (NCUA) defines “immediate family” as spouse (marriage or civil union), child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

Invite Your Family to Join!

Credit union membership is loaded with PERKS! From lower loan rates to higher savings yields and less fees, these benefits help you save and earn more than you ever would at a traditional bank.

While you may already know the many advantages of membership, did you know you can share all these perks with your family? That’s right! All your immediate family members are eligible to join and share in the wealth of the financial benefits and tools you already know and love.

We have accounts for your whole family!

  • Start your child** off on the right financial foot with a savings account.
  • Open a checking account for your teen** to teach them how to manage money responsibly.
  • Have your parents open an account to help them manage their funds in their aging years.

As a not-for-profit institution, we’re here to help you make the best financial decisions for you and all your family.

Give your entire family the gift of membership!

To Become a Member

All you need to become a member is an initial deposit of $5.00 to open a Share Savings Account. This $5.00 deposit represents your “share” of ownership in Central Jersey FCU. An active savings account provides you with a lifetime membership at the credit union and use of all our great products and services – even if you change employers or move.

Membership Application

Join Now


To help the government fight the funding of terrorism and money laundering activities, federal law requires ALL financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your valid driver’s license or other identifying documents.

Benefit to Companies

If you are an employer, credit union membership is a unique way to enhance your benefit package and increase employee satisfaction at no cost to your organization. CJFCU is here to offer your employees and their immediate family members a different kind of banking experience with our outstanding products and services.

Is your company ready to join? For more information, please contact the credit union at 732.634.0600.


**Additional Terms and Conditions Apply