Home Equity

your home is your financial lifeline! apply for a home equity loan today!

You look forward to returning to your home after a long day at work. But did you know that your home can also work for you? When you put the equity in your home to work with a Central Jersey FCU Home Equity Loan, you begin to truly see the value your home has to offer. Whether you are looking to make home improvements, buy a car, payoff credit card debt, or simply want to be prepared for unexpected expenses, the equity in your home could be the key.

Home Equity Loans

  • Borrow up to $250,000
  • Low, fixed interest rates
  • Flexible payment and terms
  • Use for almost any purpose

Home Equity Line of Credit (HELOC)

  • Borrow up to $250,000
  • Low variable rate based on Prime Rate
  • Access to your credit line when you need it

For all Home Equity loans, copies of the following items will be required:

  • Deed to the property
  • Most recent W-2 for each applicant
  • Most recent pay stub for each applicant
  • Most recent property tax bill/assessment
  • Verification of existing first/second mortgage
  • Homeowners Insurance Policy Declaration Page

Please note that Home Equity loans are only available for properties in New Jersey

(To protect your personal and account information, NEVER email these types of documents. All completed forms should be returned to the Credit Union in person, by mail, or by fax)

For more information please call the credit union at (732) 634-0600