Share Secured

You’ve worked hard to save your money at Central Jersey FCU. Now you can borrow against your money at a competitive rate using your CJFCU share account or certificate of deposit as collateral. Although your funds are used to secure the loan, they continue to earn dividends. Share secured loans are a great way to establish credit, rebuild credit, or simply borrow at a lower rate. Consider a share-secured loan for:

  • Helping your student pay for college tuition and related educational expenses
  • High interest-rate debt consolidation
  • A wedding or any other kind of life’s “big” events

As you pay down your loan, the “pledged” amount in your account is released back to you as available funds.

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