Credit/Debit

Information on CJFCU’s Visa Debit and Credit card offers are here.

Visa Platinum Cards

Visa Platinum Cards

Access your credit card account information and pay your bill: GoToMyCard.Com

With so many different credit cards available today, there really is a difference when it comes to choosing a credit card company. A Central Jersey FCU Visa Platinum Credit Card is the perfect credit card solution for you. Our card offers low rates and NO ANNUAL FEES.

Our new Visa Platinum card comes with amazing cardholder benefits including:

  • The ability to skip your credit card payments* on July and August statements to allow you to enjoy your summer!
  • Higher Credit Limits (up to $20,000 with credit approval)
  • a low introductory rate of 5.99% APR** for the first six (6) months on Balance Transfers.
  • NO Balance Transfer Fee
  • Rates as low as 9.99% APR**

APPLY NOW

*Credit Card cannot be over the limit or delinquent to be eligible for the summer skip-a-pay. If the credit card account is eligible for skip-a-pay the monthly statement will have a zero amount due. Interest will continue to accrue on the outstanding balance during the months skipped. Any automatic payments or transfers must be stopped by the member. This includes auto pay on GTMC.com, monthly transfer set up on home banking or distribution set up with the credit union.

**APR means annual percentage rate. The rate shown is an introductory rate that only remains in effect for six months. Upon the expiration of the introductory rate the APR will be between 9.99% -18% based on your credit. Loans are only available to credit union members. Membership in the credit union requires an initial deposit of five dollars. Subject to credit approval additional limitations, terms and conditions apply you will be given further information when you apply.”


Fraud Detection Service

In our continuing efforts to keep your accounts secure, we monitor activity for potential fraud connected to our debit/credit cards. From time to time, you may be contacted via automated call or SMS message to confirm your card activity. These communications will NEVER ask you for PIN data, full card number or full social security number data. This service is monitoring accounts for potential fraud 24 hours a day, seven days a week.


Additional payment methods:

By Mail: By Phone:
Visa
PO Box 672051
Dallas, TX 75267-2021
Toll free (800) 820-8450

 

Report Your Card Lost/Stolen: Activate Your New Credit Card:
800-820-8450
(International 972-391-6840)
866-883-8472

Visa Debit Cards

Visa Debit Cards

We offer a Free VISA Debit Card* to all members with an active checking account. With CJFCU’s Visa Debit Card you can:

 Pay for purchases directly out of your CJFCU checking account worldwide wherever VISA is accepted. Use your CJFCU Debit Card in place of writing a check for all your purchases.

Withdraw money from your savings or checking account at over 30,000 surcharge-free ATM’s with:

CO-OP Network

 

Report Your Card Lost/Stolen: Activate Your New Debit Card: File a Dispute for a Transaction on your Debit Card:
800-528-2273 866-619-0245 800-808-6402
International: 812-647-9794 (Monday – Friday, 8 A.M. to 8 P.M.)

Let CJFCU know if you plan to make purchases outside of New Jersey!

For your protection, purchases made on your CJFCU Debit or Platinum Credit Card outside of New Jersey may be blocked to help prevent fraud. If you’re planning to leave the state, be sure to notify the credit union before you leave by calling 732.634.0600. Let us know when and where you will be going and we will add a travel message to your card account. This lets our fraud department know you are traveling when any “out of the usual” activity appears on your card to avoid any unnecessary card declines.


Fraud Detection Service

In our continuing efforts to keep your accounts secure, we monitor activity for potential fraud connected to our debit/credit cards. From time to time, you may be contacted via automated call or SMS message to confirm your card activity. These communications will NEVER ask you for PIN data, full card number or full social security number data. This service is monitoring accounts for potential fraud 24 hours a day, seven days a week.


Foreign Country Debit Card Blocks

Due to an increase in fraudulent foreign ATM and debit card transactions, CJFCU has blocked debit cards from being used in the following countries:

Belguim Italy Singapore
Bulgaria Kyrgyzstan Spain
China Luxembourg South Korea
Cuba Mexico Switzerland
Egypt Netherlands Syrian Arab Republic
Hungary New Zealand Thailand
India North Korea United Kingdom
Indonesia Romania Vietnam
Iran Russia

If you are planning on traveling to any of these countries, or are making any online purchases from these countries, please contact the credit union (in advance) during regular business hours at (732) 634-0600 to see if accommodations can be made for you.

Pay for purchases directly out of your CJFCU checking account worldwide wherever VISA is accepted. Use your CJFCU Debit Card in place of writing a check for all your purchases!


Contact the credit union at (732) 634-0600 and speak with a Member Service Representative to request your Visa Debit Card.

*CJFCU accounts must be in good standing. The card is the property of CJFCU. CJFCU has the right to cancel your card at any time with or without written notice to you. You may cancel your CJFCU card whenever you choose by returning the card to CJFCU.

Visa Purchase Alerts

Visa Purchase Alerts

Now you can keep tabs on your account anytime, anywhere. Near real-time Purchase Alerts powered by Visa help you reduce fraud and monitor your spending. This service is offered at no charge for CJFCU Visa® Credit and Debit cardholders.

Receive Transaction Updates Quickly

With Purchase Alerts powered by Visa, you can receive an email shortly after your Visa card has been used. So if there is fraudulent activity, you’ll be notified and can act quickly to stop the situation. It’s a unique benefit that most alert services don’t offer.

Near Real-time Alerts

Customize transaction alerts to fit your needs when your Visa card is used:

  • For purchases over a specified dollar amount
  • For purchases online, over the phone or through the mail
  • Outside the United States

More Information

Receive transaction specifics within each alert, including:

  • Purchase amount
  • Merchant name and location (if available)
  • The last four digits of the Visa card used

More Peace of Mind

Gain confidence as you keep tabs on your account with transaction alerts delivered via Email.

Start enjoying more protection and peace of mind with Visa Purchase Alerts.

Sign up