June 1 – September 30, 2025
Turn the equity in your home into cash, to help with all of life’s curve balls.
Special Rate- Prime Minus 1.00%APR*
0$ Closing Costs ♦ 0$ Annual Fee
Access to your credit line when you need it
*The Annual Percentage Rate (APR) for this Home Equity Line of Credit (HELOC) promotion will be Prime minus 1% at the time of loan approval. The rate is variable and subject to change as the Prime Rate fluctuates. Current CJFCU HELOC holders may modify their existing loan to take advantage of this promotional rate for a $500 modification fee. Promotion runs between June 1, 2025 – September 30, 2025. There are no other fees associated with this offer. Approval is subject to creditworthiness and property eligibility. Other restrictions may apply. Rates and terms are subject to change at any time. CJFCU reserves the right to end this promotion at any time without notice. Primary property must be located in NJ. The finance charge is the cost you pay for credit and the finance charge on each new advance (draw) begins on the date of the advance and continues until the advance has been paid in full. ♦No activity/annual fees or closing costs are imposed. CJFCU membership required. Please request a consultation for more details. For more information please call the credit union at (732) 634-0600.
NMLS ID# 523075