Make the holidays a little merrier by skipping your loan payment this season!
With our Holiday Skip-a-Pay*, you can free up extra cash for gifts, travel, and festive fun without stretching your budget.
How It Works: During December and January, you can skip one or all or your eligible loan payments and keep more money in your wallet for the holidays.
Ready to Skip? Simply complete our Holiday Skip-a-Pay Form to get started. Submit your form by November 30. A $60 processing fee per loan applies.
Celebrate the season with a little extra jingle. Skip your loan payments today.
You can now use our online DocuSign eSignature service. It is simple, quick, and most importantly safe and secure. With this service, you can complete a CJFCU Holiday Skip-A-Payment application, then electronically sign the form using a secure and intuitive online process. To begin, click the link below.
Holiday Skip-A-Payment Application
If there are co-borrowers required for this document to be completed, please enter the name and email of these other recipients. An email will be sent inviting them to sign along with you.
Please allow at least two business days for the Credit Union to process your request. A representative will be in touch with you once your application is processed.
*The Holiday Skip-a-pay will advance the loans due date on the loan indicated on the application, and will extend the maturity date of the loan. Interest will continue to accrue on the loan for the months of December and January. Deferring a payment might affect the amount of life and/or disability insurance claims. The Skip-A-Pay application must be received before the loan payment is due on the first of the month. Central Jersey FCU reserves the right to deny any Skip-A-Pay application. There is a $60 non-refundable processing fee per loan for each skip processed and must be paid at time of application. All real estate loans, overdraft/personal lines of credit, and credit cards are not eligible for the Skip-A-Payment program. Delinquent loans and accounts not in good standing are not eligible. Three consecutive payments must have been made on new loans to be eligible. Must complete Holiday Skip-a-Pay application