Paying off Debt

Everyone who owes someone else wants to know about paying off and managing their debt. Understanding your options for paying off your debt will help you manage and stay in control of what you owe rather than letting it control you.

How do you know if you have too much debt? Sometimes there are signs, like difficulty making your monthly payments. Other times it might not be so obvious. Part of managing your debt is knowing where you stand.

Let Central Jersey FCU bring it all together for you and help you to better manage and pay off your debt.

Do you already have your loan here at CJFCU and find yourself having financial difficulties? We understand this can happen and are here to help you. Speak with a Member Service Representative at: (732) 634-0600.

Free Annual Credit Report:

You may not be aware, but everyone is entitled to a free annual credit report from each of the three nationwide consumer credit reporting companies: Experian, Equifax and TransUnion, in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. They also provide options to request reports by telephone and by mail.

For more information or to request your credit report, visit: