Products & Services

Not only is Central Jersey FCU a full service financial institution which offers our members exceptional Products and Services, we are also a Member-Owned, Not-for-Profit financial institution. What does this mean to you? It means that our profits are returned back to you, our members, in the form of excellent rates, fewer fees, and more great services. Start utilizing your Credit Union today by taking a look at all the products and services we have to offer, and then let us know how we can help you with your financial needs today.


Deposit Products:



Holiday Club

IRAs (Traditional / Roth / Educational)

Money Market

Share Certificates

Vacation Club

Visa Debit Card


Loan Products:

Home Equity (Fixed/Lines of Credit)


New & Used Auto/Motorcycle Loan

Overdraft LOC


Share Secured

Skip a Payment


Visa Platinum Credit Card



24 Hour Telephone Teller System

Bill Payment

Direct Deposit

Domestic Electronic Wire Transfer


Free Notary

Money Orders/Cashier’s Checks

Online Banking

Overdraft Protection

Savings Bonds

Surcharge Free ATM Network (CO-OP)



Accidental Death & Dismemberment (AD&D)

Hospital Accident Protection (HAP)

Trustage Auto & Home Insurance

Family Security Plan