Accounts

Savings (Share) Accounts

• $5.00 minimum balance required
• Minimum $100.00 balance in share account to obtain interest
• Quarterly statements
• Limit of 6 automatic withdrawals per month (electronic payments and/or automatic transfers to Checking account)

Checking (Share Draft)  Accounts

• No monthly service fee
• No minimum balance required
• Overdraft protection  
• Eligible to apply for an Overdraft Line of Credit Loan (maximum $2,500.00)
• Eligible to apply for Visa Debit Card
• Eligible for FREE Online Bill Payment service (signed application required)
• Monthly statements

Money Market Accounts

• $1,000.00 minimum balance
• Certificate rate of interest without locking in the funds
• Monthly Statements
• 50 free checks per year
• Free Money Orders, Teller's Checks, and Travelers Cheques
• No dividends for the month if the account falls below the minimum balance
• Limit of 4 withdrawals of any kind during a given month
• $15.00 fee for more than 4 withdrawals during a month

Kids Count

• $5.00 minimum balance
• Available to children ages 0 through 12
• Children keep own record of deposits/withdrawals 
• Quarterly statement 

Young Investors

• $5.00 minimum balance
• Available to teens ages 13 through 17
• Quarterly statement 

Holiday Club Savings Plan

• Must maintain $100.00 in Holiday Club to obtain interest
• Automatic transfer into Master Share Account within the first week of October
• $25.00 early withdrawal fee for any withdrawals made within the year 
• $25.00 service fee for early close out
• Quarterly statements

Vacation Club Savings Plan

• Must maintain $100 in Vacation Club to obtain interest
• Automatic transfer into the Master Share Account within the first week of April
• $25.00 early withdrawal fee for any withdrawals made within the year
• $25.00 service fee for early close out
• Quarterly statements

Visa Debit (Check) Card 

• Issued to Checking (Share Draft) account holders
• Ten (10) FREE ATM withdrawals per month*  
• *Additional $0.75 fee per withdrawal
• No fee for Point of Sale transactions, such as retail purchases
• Report lost/stolen cards to the Credit Union during business hours
• Report lost/stolen cards after business hours to (800) 682-6075 or go to Report My Cards located on CJFCU's Home page

Visa Platinum Card

• No Annual Fee
• Credit lines up to $10,000
• Personal Identity Theft Coverage
• Report lost/stolen cards to the Credit Union during business hours
• Report lost/stolen cards after business hours to (800) 682-6075 or go to Report My Cards located on CJFCU's Home page

Come In and Learn More About Our Other Services Including:

• Certificates of Deposit
• IRA Accounts
• Payroll Deduction Plans
• Direct Deposit
• Electronic Wire Transfers
• Overdraft Protection
• FREE Online Bill Payment
• FREE Internet Banking