Your house. It’s the place you call home and the place you look forward to returning to after a long day’s work. But did you know that your home can also work for you? When you put the equity in your home to use with a Central Jersey FCU home equity line of credit, you begin to truly see the value your home has to offer.

Your Home is one of your Best Investments

Whether you are looking to make home improvements, buy a car, pay off Credit Card Debt, or simply want to be prepared for unexpected expenses, the equity in your home could be the key. A Fixed Rate Home Equity Loan and Line of Credit options give you the flexibility you need when you need it most. 

	Description
Fixed Rate Home Equity Loan	Your rate and payments are fixed over the life of this loan, with repayment terms customized to meet your needs.	Check Rates Apply Now
Home Equity Line of Credit	Your rate (based on prime) and payments fluctuate over the life of this loan.	Check Rates Apply Now
	Members must present copies of the following: Deed to the property Most recent W-2 (for each applicant) Most recent pay stub (for each applicant) Verification of existing first/second mortgage Most recent property Tax Bill/Assessment Homeowners Insurance Policy Declaration Page

 To protect your personal and account information, never email these types of documents. All completed forms should be returned to the Credit Union in person, by mail, or by fax.